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9 for youAgents: scripted
Financial Close

Flux analysis

Every movement is computed from the two consolidated trial balances. The thresholds decide which movements a reviewer must explain; the agent writes prose around those figures and cannot alter one. Where the data does not establish a driver, it says so rather than inventing one.

Requiring explanation
26
of 55 movements assessed
Absolute threshold
SGD 100,000
and 10 per cent — rule "both"
Largest movement
SGD 1,650,000
Revenue
Evidence gaps
12
Movements the agent could not explain from the data

Movements requiring explanation

Threshold breaches, largest first. Commentary is a proposal awaiting reviewer acceptance.

Guardrail clear
PL-REVRevenue
Statement line
FY202412,450,000
FY202514,100,000
Movement1,650,000+13.3%

Movement of 1,650,000 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Growth in marine services across all three jurisdictions

Revenue increased by SGD 1,650,000 (13.3 per cent). Revenue grew on higher marine services volume in Singapore, Malaysia and Indonesia, with charter income also ahead of the prior year. The disaggregation note supports the split by service line and geography.

1500Property, plant and equipment - cost
Trial balance account
FY202410,150,000
FY202511,720,000
Movement1,570,000+15.5%

Movement of 1,570,000 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Vessel and plant additions

Property, plant and equipment - cost increased by SGD 1,570,000 (15.5 per cent). Cost increased on additions across all three asset classes and on translation of the foreign registers.

1550Property, plant and equipment - accumulated depreciation
Trial balance account
FY2024(2,540,000)
FY2025(3,525,550)
Movement(985,550)-38.8%

Movement of 985,550 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Depreciation charge for the year

Property, plant and equipment - accumulated depreciation decreased by SGD 985,550 (38.8 per cent). Accumulated depreciation increased by the charge for the year and the translation movement; there were no disposals.

SOFP-EQ-RERetained earnings
Statement line
FY20242,122,785
FY20253,010,985
Movement888,200+41.8%

Movement of 888,200 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Profit retained for the year

Retained earnings increased by SGD 888,200 (41.8 per cent). Retained earnings increased by the profit for the year. No dividend was declared.

4100Marine services revenue
Trial balance account
FY2024(7,050,000)
FY2025(7,900,000)
Movement(850,000)-12.1%

Movement of 850,000 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Marine services volume

Marine services revenue decreased by SGD 850,000 (12.1 per cent). Marine services revenue carries the majority of the increase, consistent with the geographic disaggregation in the revenue note.

5000Cost of services
Trial balance account
FY20247,290,000
FY20258,117,500
Movement827,500+11.3%

Movement of 827,500 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Direct cost of the additional services delivered

Cost of services increased by SGD 827,500 (11.3 per cent). Cost of services moved broadly with activity and grew more slowly than revenue.

PL-COSCost of services
Statement line
FY20247,290,000
FY20258,117,500
Movement827,500+11.3%

Movement of 827,500 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Direct cost of the additional services delivered

Cost of services increased by SGD 827,500 (11.3 per cent). Cost of services grew more slowly than revenue, which is what widens the margin for the year.

4000Charter income
Trial balance account
FY2024(5,400,000)
FY2025(6,200,000)
Movement(800,000)-14.8%

Movement of 800,000 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Charter utilisation

Charter income decreased by SGD 800,000 (14.8 per cent). Charter income rose on higher vessel utilisation in Singapore. The fleet is unchanged, so the movement is volume rather than capacity.

3100Retained earnings - opening
Trial balance account
FY2024(1,482,785)
FY2025(2,122,785)
Movement(640,000)-43.2%

Movement of 640,000 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Prior year profit carried forward

Retained earnings - opening decreased by SGD 640,000 (43.2 per cent). Opening retained earnings increased by the prior year result carried forward.

2350Bank borrowings - non-current
Trial balance account
FY2024(3,000,000)
FY2025(2,400,000)
Movement600,000+20.0%

Movement of 600,000 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Bank borrowings - non-current increased by SGD 600,000 (20.0 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

SOFP-NCL-BBBank borrowings (non-current)
Statement line
FY20243,000,000
FY20252,400,000
Movement(600,000)-20.0%

Movement of 600,000 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Bank borrowings (non-current) decreased by SGD 600,000 (20.0 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

SOFP-NCA-PPEProperty, plant and equipment
Statement line
FY20247,610,000
FY20258,194,450
Movement584,450+7.7%

Movement of 584,450 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Vessel and plant additions net of the depreciation charge

Property, plant and equipment increased by SGD 584,450 (7.7 per cent). The increase is additions in the year net of depreciation, together with the translation movement on the Malaysian and Indonesian registers. The PPE note reconciles the carrying amount.

1000Cash and bank balances
Trial balance account
FY20243,207,585
FY20252,672,750
Movement(534,835)-16.7%

Movement of 534,835 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Capital expenditure and debt repayment

Cash and bank balances decreased by SGD 534,835 (16.7 per cent). The reduction reflects capital expenditure and the scheduled loan repayment in the year.

SOFP-CA-CASHCash and bank balances
Statement line
FY20243,207,585
FY20252,672,750
Movement(534,835)-16.7%

Movement of 534,835 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Capital expenditure and debt repayment

Cash and bank balances decreased by SGD 534,835 (16.7 per cent). Cash fell as vessel and plant additions and the scheduled term loan repayment exceeded cash generated from operations.

1100Trade receivables
Trial balance account
FY20242,050,000
FY20252,427,900
Movement377,900+18.4%

Movement of 377,900 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Trade receivables increased by SGD 377,900 (18.4 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

SOFP-CA-TRTrade receivables
Statement line
FY20242,012,000
FY20252,382,900
Movement370,900+18.4%

Movement of 370,900 is at or above three times the 100,000 absolute threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Trade receivables increased by SGD 370,900 (18.4 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

5100Staff costs
Trial balance account
FY20242,310,000
FY20252,544,500
Movement234,500+10.2%

Movement breaches both the 100,000 absolute and the 10 per cent proportional threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Staff costs increased by SGD 234,500 (10.2 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

PL-STAFFStaff costs
Statement line
FY20242,310,000
FY20252,544,500
Movement234,500+10.2%

Movement breaches both the 100,000 absolute and the 10 per cent proportional threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Staff costs increased by SGD 234,500 (10.2 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

5900Income tax expense
Trial balance account
FY2024240,000
FY2025444,300
Movement204,300+85.1%

Movement breaches both the 100,000 absolute and the 10 per cent proportional threshold.

C1claude-sonnet-5 (replayed)
Higher taxable profit

Income tax expense increased by SGD 204,300 (85.1 per cent). The charge tracks the increase in profit before tax in each jurisdiction.

PL-TAXIncome tax expense
Statement line
FY2024240,000
FY2025444,300
Movement204,300+85.1%

Movement breaches both the 100,000 absolute and the 10 per cent proportional threshold.

C1claude-sonnet-5 (replayed)
Higher taxable profit

Income tax expense increased by SGD 204,300 (85.1 per cent). The tax charge rose with taxable profit across the three jurisdictions.

2250Lease liabilities - non-current
Trial balance account
FY2024(495,000)
FY2025(330,000)
Movement165,000+33.3%

Movement breaches both the 100,000 absolute and the 10 per cent proportional threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Lease liabilities - non-current increased by SGD 165,000 (33.3 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

SOFP-NCL-LLLease liabilities (non-current)
Statement line
FY2024495,000
FY2025330,000
Movement(165,000)-33.3%

Movement breaches both the 100,000 absolute and the 10 per cent proportional threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Lease liabilities (non-current) decreased by SGD 165,000 (33.3 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

2000Trade payables
Trial balance account
FY2024(1,290,000)
FY2025(1,421,700)
Movement(131,700)-10.2%

Movement breaches both the 100,000 absolute and the 10 per cent proportional threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Trade payables decreased by SGD 131,700 (10.2 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

SOFP-CL-TPTrade payables
Statement line
FY20241,290,000
FY20251,421,700
Movement131,700+10.2%

Movement breaches both the 100,000 absolute and the 10 per cent proportional threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Trade payables increased by SGD 131,700 (10.2 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

1650Right-of-use assets - accumulated depreciation
Trial balance account
FY2024(120,000)
FY2025(240,000)
Movement(120,000)-100.0%

Movement breaches both the 100,000 absolute and the 10 per cent proportional threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Right-of-use assets - accumulated depreciation decreased by SGD 120,000 (100.0 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

SOFP-NCA-ROURight-of-use assets
Statement line
FY2024600,000
FY2025480,000
Movement(120,000)-20.0%

Movement breaches both the 100,000 absolute and the 10 per cent proportional threshold.

C1claude-sonnet-5 (replayed)
Not established from the data supplied

Right-of-use assets decreased by SGD 120,000 (20.0 per cent). The movement exceeds the reporting threshold but the consolidated trial balance alone does not establish the driver.

Evidence gap

No sub-ledger detail or supporting schedule was provided for this account, so the cause has not been established. A preparer must supply the analysis before this commentary can be relied on.

All movements

Every trial balance account, largest movement first

AccountFY2024FY2025Movement%Explanation
1500 Property, plant and equipment - cost10,150,00011,720,0001,570,00015.5%Required
1550 Property, plant and equipment - accumulated depreciation(2,540,000)(3,525,550)(985,550)-38.8%Required
4100 Marine services revenue(7,050,000)(7,900,000)(850,000)-12.1%Required
5000 Cost of services7,290,0008,117,500827,50011.3%Required
4000 Charter income(5,400,000)(6,200,000)(800,000)-14.8%Required
3100 Retained earnings - opening(1,482,785)(2,122,785)(640,000)-43.2%Required
2350 Bank borrowings - non-current(3,000,000)(2,400,000)600,00020.0%Required
1000 Cash and bank balances3,207,5852,672,750(534,835)-16.7%Required
1100 Trade receivables2,050,0002,427,900377,90018.4%Required
5100 Staff costs2,310,0002,544,500234,50010.2%Required
5900 Income tax expense240,000444,300204,30085.1%Required
2250 Lease liabilities - non-current(495,000)(330,000)165,00033.3%Required
2000 Trade payables(1,290,000)(1,421,700)(131,700)-10.2%Required
1650 Right-of-use assets - accumulated depreciation(120,000)(240,000)(120,000)-100.0%Required
5300 Other operating expenses858,000937,00079,0009.2%Not required
5200 Depreciation - property, plant and equipment820,000896,50076,5009.3%Not required
2100 Accruals and other payables(498,000)(564,350)(66,350)-13.3%Not required
3200 Foreign currency translation reserve41,20093,66052,460127.3%Not required
1200 Other receivables and prepayments205,000249,65044,65021.8%Not required
2400 Income tax payable(352,000)(396,375)(44,375)-12.6%Not required
5400 Finance costs178,000156,000(22,000)-12.4%Not required
2500 Deferred tax liabilities(168,000)(185,000)(17,000)-10.1%Not required
2200 Lease liabilities - current(150,000)(165,000)(15,000)-10.0%Not required
5600 Foreign exchange loss/(gain), net9,00018,0009,000100.0%Not required
1150 Allowance for expected credit losses(38,000)(45,000)(7,000)-18.4%Not required
5500 Interest income(15,000)(22,000)(7,000)-46.7%Not required
1600 Right-of-use assets - cost720,000720,00000.0%Not required
2300 Bank borrowings - current(600,000)(600,000)00.0%Not required
3000 Share capital(5,000,000)(5,000,000)00.0%Not required
5210 Depreciation - right-of-use assets120,000120,00000.0%Not required